Stack of 100 dollar billsAPPLY FOR A LOAN

The Midlands Housing Trust Fund offers collateralized loans to non-profit, for-profit and government entities; individuals, and LLCs to create and preserve quality, affordable housing targeted to families at 80% and below of area median income in the Midlands region of South Carolina. Eligible activities include predevelopment, acquisition, construction, project and tenant-based rental assistance, rehabilitation and permanent financing.

Projects should demonstrate full compliance with applicable local planning restrictions and zoning ordinances.
Projects should complement and enhance the aesthetic quality of neighborhoods, use quality materials, promote efficient land use, and incorporate features that will minimize impact on the environment.

> Please Read Me First

> Loan Application Forms*

> Policies

> Draw Request Form

> General terms and conditions for our affordable housing loan programs.

> Download our revolving loan application spreadsheet.

MHTF Lending Priorities for FY 2012-2015

Priority

ACTIVITY

High

Med

Low

 Creation of new affordable housing; Ownership

    X
 Creation of new affordable housing; Rental   X    
 Preservation of existing affordable housing    X  
 Assistance with multi-family housing rehabilitation  X  X  
 Conversion of market rate units to affordable units    X  
 Creation of emergency residential housing shelters NO NO NO
 Preservation emergency residential housing shelters for the homeless NO NO NO
 Operating funds for emergency  housing shelters NO NO NO
 Creation of transitional housing units     X
 Preservation transitional & residential housing shelters for the homeless     X
 Operation, permanent residential housing shelters for the homeless     X
 Creation of permanent residential housing for the homeless X     
 Preservation of permanent housing for the homeless X     
 Operation of permanent housing for the homeless     X 
 Creation of elderly housing and other special needs housing X     
 Preservation of elderly housing and other special needs housing X     
 Provision of tenant-based and/ assistance      X
 Project-based rental assistance X     

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